Esther Patt of the Champaign-Urbana Tenant Union argued that most housing marketed locally as "affordable" is priced out of reach of households below the poverty line. She walked through HUD income definitions, tenant-based versus project-based rent subsidies, Section 42 tax-credit developments including Bristol Place, and barriers such as voucher discrimination, "too many children" refusals, and Champaign's 1994 felony-conviction exception to its human rights ordinance. A long audience Q&A covered code enforcement in Champaign versus Urbana, rent control, and mobile home park rent increases.